Need an appraisal in Hatley or Marathon County?

The top seven reasons why WI homeowners need Hilly Acres Appraisal, LLC:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to lower your monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a WI divorce, when property needs to be divided
  7. Determine the true market value of property in question to settle an estate in WI

Own a home in or near Hatley, WI and need help determining the price of it?
Contact Hilly Acres Appraisal, LLC.

At Hilly Acres Appraisal, LLC, we understand the particular needs of a homeowner in need of appraisal services. Our usual business clients get the appraisal process and the usual "products" we deliver to them. Being a regular person not in the real estate industry that ordinarily doesn't look at appraisals every day,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Hilly Acres Appraisal, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. At Hilly Acres Appraisal, LLC, we're veterans in helping clients just like you get rid of unnecessary PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in an area that is declining or is not appreciating as much as other houses nearby. That only means you are paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Hilly Acres Appraisal, LLC is your strongest weapon.

Was your HELOC recently frozen?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Hilly Acres Appraisal, LLC can provide you with an expert appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would like to have an expert double-check it for accuracy or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Hilly Acres Appraisal, LLC offers field reviews where we'll go out and check the subject and comps. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.